Yes, if you operate commercial premises in Zambia, you almost certainly need a fire safety certificate. Your local council will not issue or renew your trading licence without one. The certificate confirms your premises meet fire safety standards and is ranked by risk level (low, medium, high, or extra-high) based on what your business does and the building itself [Local Government Act No. 2 of 2019; council fire by-laws].
How to get one:
Contact your local council's fire services department (for example, Lusaka City Council if you are in Lusaka). Bring your business details, PACRA registration, and allow access for a fire inspection. The council will inspect your premises, assign it a risk band, and issue the certificate once you pay the fee. The fee varies by risk band and changes each year, so you must confirm the current amount on your council's official portal or website rather than relying on an old figure. Some councils accept online payment.
Keep it current:
Your certificate must be renewed annually. The council checks it when you renew your trading licence each year. Plan for the fire certificate fee alongside your business levy and, if you trade in food, your health permit. Getting the certificate in time prevents delays to your licence renewal.